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Executive Team

Charles K. Schuver


Mr. Schuver currently serves as President of National Fidelity Holdings, Inc. and Chief Executive Officer and President of Ashmere Insurance Co. Mr. Schuver was appointed President and Chief Operating Officer of Guarantee Insurance Co. in January 2011. Mr. Schuver joined Guarantee in June 2008 as Chief Underwriting Officer. Prior to that time, Mr. Schuver was Senior Vice President, Corporate Underwriting Executive for Arch Insurance Group and Vice President, Strategic Development Executive, Casualty Practice Leader for Royal & Sun Alliance Insurance Group PLC.

Mr. Schuver graduated from the University of Washington and holds a Master’s degree from the University of Pennsylvania.

Gary Roche

Chief Operations Officer

Mr. Roche currently serves as Chief Operating Officer and Secretary of Ashmere Insurance Company. Immediately prior, he served as Chief Operating Officer of Gurantee Insurance Company, which he joined in April of 2009 as Vice President of Operations.

Gary started his professional career working for the international accounting firm of KPMG in their Birmingham, U.K. office. He transferred to the Bermuda office of KPMG in 1989, after gaining the designation of Associate Chartered Accountant with the Institute of Chartered Accountants in England & Wales. In Bermuda, Gary specialized in the audit of captive insurance companies, reinsurance companies and insurance pools.
Gary joined Mutual Risk Management, a Bermuda domiciled insurance and financial services company, in 1991. As Vice President of the I.P.C companies, Gary was responsible for the oversight of programs in the world’s largest rent-a-captive facility.

In 1999, Gary transferred within the Mutual Risk Management family of companies to lead the Service Operations unit for the U.S. domiciled Legion Insurance Group. During his tenure as Senior Vice President of Operations for the Legion group of companies Gary had oversight for all aspects of the insurance operations, including rates and rules, policy issuance, premium audits, billing and collections, and reinsurance billing.

Lisa J. Balmer

Chief Claims Officer

Lisa began her professional career as a workers’ compensation claims adjuster with Amerisure and advanced to leadership positions with Industrial Indemnity and Fremont Comp. Subsequently, as a regional manager with a national claims administrator, she helped launch its Midwest office and staffed a new regional claims department covering up to 23 jurisdictions. She transitioned to national responsibilities as Vice President of Claims and then as President, overseeing its regional offices with concentration on the planning and implementation of the company’s new claims application.

In 2015, Lisa joined Guarantee Insurance Company as its Chief Claims Officer. In her current role with Ashmere, she provides national oversight of its claims program and manages its third party administrator relationship.

Lisa holds a Bachelor of Science degree in Applied Mathematics with a Minor in Life Sciences from the University of Missouri-Rolla and belongs to the Claims and Litigation Management Alliance.

Frank W. Kushler

Chief Underwriting Officer

Mr. Kushler currently serves as the Chief Underwriting Officer of Ashmere Insurance Company. Immediately prior, he served as the Chief Underwriting Officer for Guarantee Insurance Company. Mr. Kushler has thirty-plus years of property-casualty experience. Prior experiences include serving as Regional Vice President of the Great Lakes region with Travelers’ Select (small commercial) division. Prior to that, he was Regional Sales Vice President with Wausau Insurance Company’s Broker Division, overseeing broker sales for the Eastern portion of the United States.

Mr. Kushler's career began with Royal & SunAlliance, serving in the claims division for almost fifteen years, holding various positions of increasing authority before transitioning into product management as the Product Line Manager for workers' compensation and then Practice Leader for the Construction Industry Practice. In addition, he held various regional and vice president positions in Field Management, Corporate Operations and Sales.

Outside the Property & Casualty industry, Mr. Kushler spent seven years selling construction and mining equipment for Ingersoll Rand Equipment Company. His focus was on deep well drilling equipment for the water, oil and gas industry, selling equipment to end-users as well as wholesalers and exporters.